At Courage Finance, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our services.

1. Information We Collect

Personal Information:
We collect personal information that you provide to us, such as your name, address, email address, phone number, Social Security number, and financial information (e.g., income, assets, liabilities).

Non-personal Information:
We may collect non-personal information about your interactions with our website, such as your IP address, browser type, operating system, and browsing behavior.

2. How We Use Your Information

We use your information for the following purposes:

  • To provide and manage our financial services
  • To communicate with you and respond to your inquiries
  • To customize and improve our services and website
  • To comply with legal and regulatory requirements
  • To conduct internal analysis and research

3. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to outside parties except as described below:

  • Service Providers: We may share your information with trusted third-party service providers who assist us in operating our business and providing our services, as long as they agree to keep your information confidential and use it only for the purposes for which we disclose it to them.
  • Legal Compliance: We may disclose your information when required by law or in response to legal processes, such as a court order or subpoena.
  • Protection of Rights: We may disclose your information to protect our rights, property, or safety, as well as the rights, property, and safety of our clients and others.

4. Data Security

We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include physical, electronic, and procedural safeguards. However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure.

5. Your Choices

You have the right to:

  • Access and update your personal information
  • Request the deletion of your personal information
  • Opt-out of receiving marketing communications from us

To exercise these rights, please contact us using the information provided below.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of these websites. We encourage you to read the privacy policies of any third-party websites you visit.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the effective date. Your continued use of our services after any changes to this policy constitutes your acceptance of the revised policy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us.